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No, you can only have one Innovative Finance ISA for each tax year. So, if you open an IFISA for 2022/23 and put in some of your £20,000 allowance, you cannot subscribe new money to an IFISA with another provider in that tax year unless you transfer or close your current IFISA.
Your IFISA can hold more than one investment however. Your Triodos IFISA can hold any eligible investment promoted on the Triodos Bank crowdfunding platform.
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Investments offered on this platform are not readily
realisable, which means that they may be difficult to sell and you may not get
back the full amount invested. Investments are not covered by the Financial
Services Compensation Scheme (FSCS) and your capital is at risk and returns are
not guaranteed. Repayment of capital and interest or payment of dividends will
be dependent on the success of the organisation's business model and past performance isn’t a
reliable indicator of future performance. You should
always read the offer document in full before deciding whether or not to invest as it
will cover risks specific to an individual investment. You can read more about
the general risks associated with making these types of investments. If
you are unsure if any of these investments are right for you, you should
contact an Independent Financial Adviser.
Triodos Bank UK Ltd. Registered Office: Deanery Road, Bristol, BS1 5AS. Registered in England and Wales No. 11379025. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 817008.