Can I use my previous years’ ISA subscriptions, as well as my current year’s ISA allowance, when investing through the IFISA?
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Yes, you can transfer
previous years’ ISA subscriptions as well as your current year’s ISA. This can either be money that has been subscribed
in the current tax year or the previous tax year, or a mixture of both. If you
transfer ISA money that was subscribed during the current tax year then you
must transfer all of it. If you transfer money that was subscribed in a
previous tax year then you can transfer either all of it or just some of it.
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Investments offered on this platform are not readily
realisable, which means that they may be difficult to sell and you may not get
back the full amount invested. Investments are not covered by the Financial
Services Compensation Scheme (FSCS) and your capital is at risk and returns are
not guaranteed. Repayment of capital and interest or payment of dividends will
be dependent on the success of the organisation's business model and past performance isn’t a
reliable indicator of future performance. You should
always read the offer document in full before deciding whether or not to invest as it
will cover risks specific to an individual investment. You can read more about
the general risks associated with making these types of investments. If
you are unsure if any of these investments are right for you, you should
contact an Independent Financial Adviser.
Triodos Bank UK Ltd. Registered Office: Deanery Road, Bristol, BS1 5AS. Registered in England and Wales No. 11379025. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 817008.