speaking to our community of investors, we know that some are wary about
investing in our longer-term bond offers because of concerns around what will
happen to the investment should they not outlive the term of the bond.
length of bond terms on our platform has varied from five to 18 years depending
largely on the proposed use of funds and the payback on investment. For
example, investments in renewable energy infrastructure supported by long-term
government subsidies will typically be at the longer end of the spectrum and
will include an inflation-linked interest rate to mirror the feed-in tariff.
investors were concerned the bonds could not be ‘cashed in’ or transferred and
worried the beneficiaries of their estate would be left with a complicated
investment. However, the good news is we
have clauses in our bond offers to facilitate the bonds being redeemed or
transferred in this scenario.
our bonds are transferable and can be redeemed in the event of a bondholder’s
death, at the company’s discretion.
are pleased to offer investors a choice of offers (bonds and shares) which can
be included as part of an inherited estate. In the event of an investor’s death,
an estate recipient can apply to the organisation concerned to either ask for
the investment to be repaid (albeit this is subject to the discretion of the
organisation) or for it to be transferred into their name.
Bonds issued for the 2019 Linton Hydro bond offer are both transferable and capable of being redeemed in the event of the death of a bondholder, at the company’s discretion.
Triodos investors choose to invest their money through the crowdfunding
platform because they want to not only make an investment which is anticipated
(although not guaranteed) to deliver good returns, but also because they want an
investment which is making a positive impact on people and planet.
these investments become part of an investor’s estate, they can also know they
are leaving a legacy for their beneficiaries that will aim to deliver positive
impact well into the future.